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Rishi Khosla OBE

Co-Founder and CEO of OakNorth

London, UK

Rishi Khosla
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Simplyhealth
Laura Kiernan
High Touch Investor Relations

Rishi’s Biography

Rishi Khosla OBE is an entrepreneur, philanthropist and investor. He is the CEO and Co-Founder of a leading financial technology company, OakNorth.

As a capitalist, he believes entrepreneurs drive innovation, social progress and economic growth, and that everyone can prosper by adopting an entrepreneurial mindset.

This vision led Rishi Khosla to build his first business, Copal Partners (which later became Copal Amba) in 2002 with his business partner, Joel Perlman. Together, they grew the business to 3,000 employees across 11 markets, before selling it to Moody’s Corporation in 2014.

In 2015, they launched OakNorth on the belief that the level of depth, detail, data and analytics that has typically been limited to institutional banking can be applied to commercial banking, and in doing so, power the commercial economy of the future.

Rishi Khosla is deeply invested in fostering an entrepreneurial spirit and are creating environments for aspiring entrepreneurs through their Mentorpreneurship Programme in partnership with LSE Generate. The Programme is helping support initiatives...
Rishi Khosla OBE is an entrepreneur, philanthropist and investor. He is the CEO and Co-Founder of a leading financial technology company, OakNorth.

As a capitalist, he believes entrepreneurs drive innovation, social progress and economic growth, and that everyone can prosper by adopting an entrepreneurial mindset.

This vision led Rishi Khosla to build his first business, Copal Partners (which later became Copal Amba) in 2002 with his business partner, Joel Perlman. Together, they grew the business to 3,000 employees across 11 markets, before selling it to Moody’s Corporation in 2014.

In 2015, they launched OakNorth on the belief that the level of depth, detail, data and analytics that has typically been limited to institutional banking can be applied to commercial banking, and in doing so, power the commercial economy of the future.

Rishi Khosla is deeply invested in fostering an entrepreneurial spirit and are creating environments for aspiring entrepreneurs through their Mentorpreneurship Programme in partnership with LSE Generate. The Programme is helping support initiatives in the educational space, working with schools and academies to encourage the entrepreneurial spirit in the next generation.

Rishi Khosla believes in fostering potential at an early level. The ambition of his and his wife’s foundation, The Rishi and Milan Khosla Foundation, is to support and boost early childhood development, which is key to enabling and nurturing the agency, creativity and curiosity that unleashes potential. The Foundation is also committed to supporting diversity in the entrepreneurial space. One way in which it does this is by driving female empowerment in underprivileged communities; for example, by supporting women starting micro-enterprises in the Himalayas.

Rishi Khosla was awarded an OBE (Order of the British Empire) in HM The Queen’s 2020 New Year Honours list for his services to business.
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Rishi’s Newsfeed

City AM
OakNorth boss Rishi Khosla is ready for the next economic crisis

City AM reports on Rishi, founder of OakNorth, and how he is prepared for the next economic crisis.

City AM
OakNorth boosts profits by 70 per cent after lending surge

Rishi, OakNorth's founder, is quoted in this article by City AM regarding OakNorth's significant growth in profits.

View News Archive

Rishi’s Background

OakNorth Credit Intelligence
Co-Founder
Sep 2015 - Present
London, UK
OakNorth Credit Intelligence is a fintech platform enabling lenders to originate, underwrite, monitor, and book bespoke loans to SMEs faster, more efficiently and with more rigour. Its cloud-based technology sources millions of data items on SMEs across various parameters, sectors, and markets, and uses machine learning algorithms to identify data that lenders need to make more informed decisions.
OakNorth Bank
Co-Founder and Chief Executive Officer
Sep 2015 - Present
London, UK
Launched in 2015, OakNorth Bank helps the UK's most ambitious firms access the rapid, flexible debt finance they need to expand, while helping savers make their money go further. With capital ranging from £250,000 to millions of pounds, the bank has lent several billion pounds to firms across a variety of sectors, directly contributing to the creation of thousands of new jobs and affordable homes.
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Rishi’s Gallery

Current Board Positions

OakNorth Credit Intelligence
Board Member
London, UK
OakNorth Credit Intelligence is a fintech platform that enables lenders to originate, underwrite, monitor, and book bespoke loans to SMEs faster, more efficiently and with more rigour.
OakNorth Bank
Board Member
London, UK
OakNorth Bank is a UK bank that provides fast, flexible and accessible debt finance to fast-growth businesses and established property developers.

Philanthropy

Rishi & Milan Khosla Foundation
Co-Founder
London, UK
The Rishi and Milan Khosla Foundation is a private family foundation founded by Rishi and Milan Khosla focused on supporting new and innovative projects which deal with some core societal issues, including early childhood development, female empowerment, the environment.

Media

Episode 486 Rishi Khosla from OakNorth
Podcast
Feb 2022
John Siracusa, the host of the Bank On It Podcast, chats remotely with Rishi, Co-Founder & CEO of OakNorth.
Rishi Khosla: A Pioneer of Challenger Banking
Podcast
Nov 2021
Rishi joins Timo Boldt on the Boldt Flavours podcast to discuss how he approaches starting a company and his views on becoming a highly successful business leader.

Interviews

The challenges in sustainable finance
Interviewed
May 2022
London, UK
Rishi joins CNBC's ESG Council to discuss the strategies and challenges that businesses face in creating and developing solutions for sustainable finance.
OakNorth chief Rishi Khosla interview: Will my £3.8bn bank list in London? Probably!
Interviewed
Apr 2022
London, UK
In an interview with This is Money, Rishi discusses his mission to help entrepreneurs and small businesses.
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Features

Beyond The UK Government’s Fintech Review: Scaling Digital Britain Globally
Featured
Feb 2022
Rishi is quoted in this article by Forbes regarding the importance of fit-for-purpose regulation in accelerating growth in a company.
War for talent hots up as workers rate firms on their morals
Featured
Feb 2022
Rishi is featured in this The Times article regarding firms searching for top talent and how buying smaller companies is a way of bringing in top talent.
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Publications

Everything banks think they know about risk is wrong
Author
Apr 2021
Rishi writes for Wired about how banks need to rethink their techniques and start using real-time data to minimise lending mistakes in the aftermath of the pandemic.
Commercial Lenders Will Emerge from COVID-19 in a New Light by Embracing Digital Transformation
Author
May 2020
Rishi explores the period of uncertainty caused by COVID-19 in this article for AWS Partner Network (APN), as well as how he believes additional commercial lenders will emerge as a result of digital transformation.

Awards & Endorsements

ScaleUp Awards
Business Leader of the Year
2020
London, UK
Hosted by Business Leader, the ScaleUp Awards recognises innovative, high-growth companies that are trailblazers in their markets. In 2020, Rishi was named Business Leader of the Year at the ScaleUp Awards.
New Year Honours
Officer of the Order of the British Empire (OBE)
2019
London, UK
Rishi, Co-Founder of OakNorth Bank, was awarded an OBE for Services to Business.
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Speaking Engagements

Innovate Finance Global Summit
Speaker
Apr 2022
London, UK
The Innovate Finance Global Summit, held in London, brings together the best and brightest from the fintech ecosystem to debate and discuss the most pressing challenges confronting the sector and beyond.
Horasis Global Meeting
Speaker
Jun 2021
Cascais, PT
In 2021 Rishi spoke at the Horasis Global Meeting. The topic of the meeting was ‘Fostering the post-COVID Financial System’.
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Rishi’s Education

University College London
BSc in Economics
London School of Economics
Masters in Accounting & Finance