James Knight
Keystone Law
Wol Kolade

Ricky Knox

Tandem Bank

London, UK

Founder & CEO

Tandem Bank

Ricky Knox
Ricky is a serial entrepreneur and has built multiple successful businesses. He has built five technology disruptors in fintech and telecoms and founded Tandem in 2013.

Ricky co-founded GSM Systems (a global mobile telephony network services provider) in 2003 and is a Director and Founder of Small World Financial Services Group (a global money transfer business with over £4bn of transfers) which is now Europe's largest independent Money Transfer operator. He also Founder and Non-Executive Director of Azimo, a social digital payments platform that enables simple, fast and secure remittances to 198 countries globally.

Ricky is also Managing Partner at Hexagon Partners, a specialist private equity firm which invests in financial technology.

Ricky holds an MBA from INSEAD.

Ricky Knox’s Newsfeed

16 Apr 2018
The weird world of financial wellbeing welcomes a new champion: Goldman Sachs

Goldman Sachs’ online lending operation has got itself another million or so customers through the acquisition of Clarity Money...Ricky Knox, Tandem’s charismatic CEO, addressed this question in an entertaining presentation at the AltFi Summit in March. His basic premise was that a bank – even a digital bank – has no alternative but to make money the old-fashioned way: by taking deposits in and lending them out.

11 Apr 2018
City AM
Tandem Bank moves into savings market with new accounts launch

Ricky Knox, Tandem’s chief executive, told City A.M. a fresh round of capital raising will not be required until the end of next year, although he remains in the “luxurious position” of having interest from potential investors if he wants to come to the market earlier than that...Knox said he had targeted savings because it is the product which is “the most exciting for customers”.

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Ricky Knox’s Background

Founder & CEO
2013 - Present
London, UK
Tandem Money is an app-based, full-service retail bank with built-in budgeting features, such as alerts when bills increase or a payment comes in, advice on switching energy supplier and automatic advice on how much customers can afford to spend each month.
Co-Founder and Non-Executive Director
2012 - Present
London, UK
Azimo is an online remittance transfer service for customers who wish to make transactions to overseas accounts.
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Ricky Knox’s Education

2003 - 2003
BSc, Economics
1994 - 1998