James Knight
Keystone Law
Wol Kolade

Ricky Knox

Founder & CEO

Tandem Bank

London, UK

Ricky Knox


Ricky Knox is the founder and CEO of Tandem Bank, an app-based bank that aims to revolutionise banking in the customers' favour.

Ricky is a serial entrepreneur who has created multiple successful businesses. He helped to create five technology disruptors in fintech and telecoms before founding Tandem Bank.

Ricky co-founded GSM Systems (a global mobile telephony network services provider) in 2003 and is a Director and Founder of Small World Financial Services Group, a global money transfer business with over £4bn of transfers and currently Europe's largest independent Money Transfer operator. He is also Co-Founder and Non-Executive Director of Azimo, a social digital payments platform that enables simple, fast and secure remittances to 198 countries around the world.

Ricky is also Managing Partner at Hexagon Partners, a specialist private equity firm which invests in financial technology.

Ricky holds an MBA from INSEAD.

Ricky Knox’s Newsfeed

Insider Media
Green lending bank acquired by Tandem

Tandem co-founder and chief executive Ricky Knox Says: “Our journey so far has been filled with finding innovative solutions to customers’ money problems such as our incredibly successful Autosavings feature. We now have an opportunity to do even more than that.

Tandem’s Ricky Knox on changing psychologies towards credit amid Covid-19

Ricky Knox, CEO and founder of Tandem Bank reflects on Covid-19’s impact on customers financial health and gives FinextraTV his take on shifting attitudes towards credit, pre and post-pandemic.

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Ricky Knox’s Background

Founder & CEO
2013 - Present
London, UK
Tandem Money is an app-based, full-service retail bank with built-in budgeting features, such as alerts when bills increase or a payment comes in, advice on switching energy supplier and automatic advice on how much customers can afford to spend each month.
Co-Founder and Non-Executive Director
2012 - Present
London, UK
Azimo is an online remittance transfer service for customers who wish to make transactions to overseas accounts.
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Ricky Knox’s Education

2003 - 2003
BSc, Economics
1994 - 1998