James Knight
Keystone Law
Wol Kolade

Ricky Knox

Tandem Bank

London, UK

Founder & CEO

Tandem Bank

Ricky Knox


Ricky is a serial entrepreneur and has built multiple successful businesses. He has built five technology disruptors in fintech and telecoms and founded Tandem in 2013.

Ricky co-founded GSM Systems (a global mobile telephony network services provider) in 2003 and is a Director and Founder of Small World Financial Services Group (a global money transfer business with over £4bn of transfers) which is now Europe's largest independent Money Transfer operator. He also Founder and Non-Executive Director of Azimo, a social digital payments platform that enables simple, fast and secure remittances to 198 countries globally.

Ricky is also Managing Partner at Hexagon Partners, a specialist private equity firm which invests in financial technology.

Ricky holds an MBA from INSEAD.

Ricky Knox’s Newsfeed

08 Feb 2019
Specialist Banking
Ricky Knox: Interest rates should be cut to ‘prepare the

Ricky Knox, CEO at Tandem, has claimed that the Bank of England should cut interest rates to boost the economy. This follows the Bank of England’s decision to keep the base rate unchanged at 0.75%. “Consumers and investors are both uncertain about the British economy,” said Ricky. “With a ‘no deal’ still on the table, it’s unlikely that this feeling will go away anytime soon." 

18 Jan 2019
Tandem, the digital bank, hits 500,000 users ahead of auto-savings launch

Tandem, the digital bank, has hit 500,000 users after one year in operation according to its founder Ricky Knox.  Tandem has been adding customers alongside products throughout 2018, since it gained a banking licence and £80 million of capital with the acquisition of Harrods Bank in 2017. 

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Ricky Knox’s Background

Founder & CEO
2013 - Present
London, UK
Tandem Money is an app-based, full-service retail bank with built-in budgeting features, such as alerts when bills increase or a payment comes in, advice on switching energy supplier and automatic advice on how much customers can afford to spend each month.
Co-Founder and Non-Executive Director
2012 - Present
London, UK
Azimo is an online remittance transfer service for customers who wish to make transactions to overseas accounts.
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Ricky Knox’s Education

2003 - 2003
BSc, Economics
1994 - 1998