James Knight
Keystone Law
Wol Kolade

Ricky Knox

Tandem Bank

London, UK

Founder & CEO

Tandem Bank

Ricky Knox


Ricky is a serial entrepreneur and has built multiple successful businesses. He has built five technology disruptors in fintech and telecoms and founded Tandem in 2013.

Ricky co-founded GSM Systems (a global mobile telephony network services provider) in 2003 and is a Director and Founder of Small World Financial Services Group (a global money transfer business with over £4bn of transfers) which is now Europe's largest independent Money Transfer operator. He also Founder and Non-Executive Director of Azimo, a social digital payments platform that enables simple, fast and secure remittances to 198 countries globally.

Ricky is also Managing Partner at Hexagon Partners, a specialist private equity firm which invests in financial technology.

Ricky holds an MBA from INSEAD.

Ricky Knox’s Newsfeed

04 Dec 2018
Digital Bank Tandem Discusses Journey Card, Updates & New Research

Tandem is all about making your life with money easier. A big part of this is having a good credit score,” Tandem Bank Founder and CEO Ricky Knox. “It can make all the difference when you need a loan or are in the market for a mortgage, but building up your record can be tough. It’s great to hear that the Journey Card is in the hands of those who need it most.”

28 Nov 2018
Specialist Banking
Tandem testing mortgages as an autosavings reward

Tandem is currently testing mortgage products which could allow people to buy a house without the need for traditional systems, such as credit ratings...Ricky Knox, co-founder and CEO at Tandem, stated that this was currently being tested by staff. “Generally, it’s difficult to get a house and we’d love to make it easier for people to get a house without the traditional [system]. 

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Ricky Knox’s Background

Founder & CEO
2013 - Present
London, UK
Tandem Money is an app-based, full-service retail bank with built-in budgeting features, such as alerts when bills increase or a payment comes in, advice on switching energy supplier and automatic advice on how much customers can afford to spend each month.
Co-Founder and Non-Executive Director
2012 - Present
London, UK
Azimo is an online remittance transfer service for customers who wish to make transactions to overseas accounts.
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Ricky Knox’s Education

2003 - 2003
BSc, Economics
1994 - 1998